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Andrew - No Refunds

Cost of living

Minimalism

+5

If You Can Live Without It For Three Months, You Can Live Without It Forever

Jun 4, 2026

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4 min read

If You Can Live Without It For Three Months, You Can Live Without It Forever

The storage unit is not a logistics solution. It is an unanswered question, billed monthly.

Andrew No Refunds
Andrew No Refunds

Money

+5

The Exit Strategy Nobody Built.

May 13, 2026

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4 min read

The Exit Strategy Nobody Built.

Plan the entry. Plan the exit. Know what happens in year five.

Andrew No Refunds
Andrew No Refunds

Reality Check

+6

The Things Nobody Puts In The Cost Of Living Breakdown.

May 5, 2026

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4 min read

The Things Nobody Puts In The Cost Of Living Breakdown.

The spreadsheet shows you the number. It leaves out the costs that don't have a number yet.

Andrew No Refunds
Andrew No Refunds

Reality Check

+3

The World Is On Fire. The Coffee Is Still Seventy Cents.

Apr 10, 2026

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5 min read

The World Is On Fire. The Coffee Is Still Seventy Cents.

I stopped watching the news. I started watching the man on the motorbike.

Andrew No Refunds
Andrew No Refunds

Banking

+5

The Banking Problem Nobody Told You About

Mar 26, 2026

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5 min read

The Banking Problem Nobody Told You About

You live nowhere. You earn from everywhere. The bank has opinions about this.

Andrew No Refunds
Andrew No Refunds

Reality Check

+7

The Coworking Space. A Review.

Mar 26, 2026

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6 min read

The Coworking Space. A Review.

The pitch and the reality are sharing a desk and not speaking to each other.

Andrew No Refunds
Andrew No Refunds

Money

+4

"Southeast Asia Is So Cheap." Sure. Let's Talk About That.

Mar 21, 2026

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6 min read

"Southeast Asia Is So Cheap." Sure. Let's Talk About That.

The spreadsheet tells a different story after month three.

Andrew No Refunds
Andrew No Refunds

Andrew - No Refunds

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